Discount Points on an Arizona Refinance 2026: When Buying Down Your Rate Pays Off
Published on: 08/31/2026
One discount point on a $420,000 Arizona refinance costs $4,200 and typically cuts your rate about 0.25%, saving roughly $69 a month. Break even lands near 61 months. Here is when the math works and when it does not. Pillar Mortgage Group, NMLS #2700076.